优化境外来深人员支付服务 | 一篇教你搞定境外银行卡支付！

在人民银行总行、国家外汇管理局总局指导下，人民银行深圳市分行、外汇局深圳市分局聚焦境外来深人员支付需求，按照“大额刷卡、小额扫码、现金兜底”的工作要求，畅通“卡”路、“码”路、“币“路，推进提升境外人士来深支付服务水平工作。

境外人员来深

在购物、出行等场景下

想使用境外银行卡

怎么支付？具体步骤如何？

这份详细的支付指南快收藏起来！

跟着指南操作

轻松搞定支付问题~

PART 1境外银行卡支付

Overseas bank cards refer to cards of major international card networks, including credit and debit cards, issued outside China's mainland.

境外银行卡指的是在中国境外发行的国际主流卡组织的银行卡，包括信用卡和借记卡。

1

When you consume at airports, hotels, department stores, restaurants, entertainment or other places with your UnionPay, VISA, MasterCard, AMERICAN EXPRESS, JCB, Diners Club or DISCOVER cards, you can swipe the card directly at POS terminals of the merchants marked as follows. If there is no logo, you can ask the cashier if it can be used.

如您持有银联、VISA、MasterCard、AMERICAN EXPRESS、JCB、Diners Club、DISCOVER等境外银行卡，当您在机场、酒店、商超百货、餐饮娱乐等场所消费时，可在有如下标识的商户POS机上刷卡支付。如没有标识，您可向收银人员咨询是否可使用。

2

If you have a UnionPay card, you can use the card at all merchants equipped with POS terminals in China’s mainland.

如您持有境外发行的银联卡，可在中国境内所有配备POS机的商户进行刷卡消费。

注意事项

While using bank cards issued outside China’s mainland, the following points should be noted:

境外银行卡在境内使用时，需要注意以下几点：

1.Please confirm that your card can be used in China’s mainland. Sometimes you need to enable your bank card access to the function of cross-border payment in advance.

确认您的银行卡是否能够在中国境内使用。有些银行卡需提前向发卡行申请开通跨境交易功能。

2.Please confirm that your card has sufficient bank account balance or credit limit. If your balance is inadequate, you may not be able to complete the payment.

确认您的银行卡是否还有足够的余额或信用额度。如果您的额度不足，可能无法完成支付。

3.Please confirm the stability of the merchant's payment system and network to avoid payment failures or other issues.

确认商家的支付系统和网络是否稳定，以避免支付失败或出现其他问题。

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转载自：中国人民银行深圳市分行